Solutions to shape your future
- Maximising your redundancy payment
- Understanding your entitlements
- Planning your next step
- Providing ongoing support and reviews
4000+
Our Service
Alpha Wealth is one of Ireland’s leading Financial Services Advisors. We help & advise individuals through their different financial lifecycles. Our mission is to empower clients towards a happier and more secure financial future. At Alpha Wealth, we offer a broad spectrum of financial services including wealth management, retirement planning, tax advice, and investment strategies. Everyone should have a Financial Plan to ensure they are doing the most they can with their money. For individuals facing redundancy, we help maximise payments, ensure you receive every entitlement due, and plan confidently for the next stage of life.
Who will benefit
Facing Redundancy Soon
Prepare in advance with strategies to protect your income, manage tax, and safeguard your future.
Recently Made Redundant
Get clear, practical advice to help you make the most of your redundancy payment and plan your next steps.
Considering Early Retirement
Explore whether your redundancy payment could help you retire earlier and maintain your lifestyle.
Exploring a Career Change
Create a financial plan that gives you the confidence to retrain, start a business, or take time out.
What you get after consultation
A tailored financial action plan
Receive clear, personalised steps designed to address your business and personal financial goals.
Follow-up support at no extra cost
Access follow-up sessions at no extra cost, ensuring your financial plan stays relevant as your business and goals evolve.
A trusted long-term partner
We build lasting relationships with business owners, offering continuous advice and strategic insight throughout your journey.
Testimonials
I went into this consultation with an amount of financial objectives and was not sure if they could be met. The consultation was excellent and Nick has given me a roadmap on how to reach my objectives. The required steps by me were explained in a very straight forward manner and all made perfect sense. I would highly recommend the services of Alpha Wealth.
How it Works
Alpha Wealth can help you achieve your financial goals. For a one-off fee starting at just €199, you can access a full Financial Consultation with one of our expert financial advisors. Here’s what to expect:
01
Book your consultation
Schedule your consultation online by selecting a time and date from your advisor’s calendar. Appointments are available via video call or in person at our Cork offices
02
Prepare for your meeting
Once booked, your advisor will contact you by email to request details about your finances and circumstances. This allows us to prepare tailored advice and make the most of your session.
03
Receive your plan and ongoing support
Following your consultation, you will receive a personalised financial plan, with our team on hand to address any queries and provide support as needed. We also provide an annual follow-up review at no additional cost, to ensure your plan continues to align with your objectives, with additional consultations available if your situation changes.
Calculate your Budget
It’s easier than ever to create your budget with our budget calculator. Just input the numbers below, and our budget calculator will give you the guidance to start saving the money you need for your future.
Create Wealth For Financial Freedom Today
Create Wealth For Financial Freedom Today
Your pathway to financial confidence and freedom.
FAQs
A Mortgage Advisor focuses on arranging your mortgage. They’ll assess your eligibility, compare mortgage products from lenders, and help you secure the loan.
A Financial Advisor looks at the bigger picture. We help you save for your deposit, plan your finances to afford repayments, understand the tax implications, and decide the best options for your long-term goals. We complement the work of a mortgage advisor by ensuring your overall financial plan is sound and we provide independent mortgage guidance and work with mortgage advisors without bias.
In Ireland, buyers usually require a deposit of 10% of the property price. Whilst there are government supports for certain types of properties it is generally a good habit for individuals. On top of this, you should budget for stamp duty, legal fees, surveys, and moving costs.
We help clients set up structured savings plans, maximise tax-efficient savings options, and cut unnecessary costs so you can build your deposit quicker. We give you best in class savings accounts including those with the various banks offering rates of 3% per annum interest.
Yes. The Help-to-Buy scheme and the First Home Scheme are designed to support first-time buyers in Ireland. We’ll explain how these work and whether you’re eligible.
Most banks lend up to 4 times your annual gross income, but this varies. Some exceptions allow higher multiples. We can help you assess affordability and ensure your mortgage fits within your financial plan.
Beyond your deposit, you’ll need to factor in stamp duty, solicitor’s fees, valuation and survey costs, moving expenses, and home insurance. These can add up to several thousand euro.
Yes. Mortgage protection is a legal requirement when you take out a mortgage on your private home. It is a life policy to cover the outstanding balance if you die during the mortgage term. We’ll help you secure cover at the best possible cost with maximum discount applied across all the providers in the market.
Most use a 3 year’s accounts averages out.
Yes they are but the shared equity scheme may include certain second time buyers.
Yes, You need a minimum of 2 years accounts.
Keep your cash. Building up cash gives you more opportunities.
Some charge an upfront fee but all get paid (typically 1% of the property value) from the bank the mortgage is placed with.
General rule of thumb is use 5% of the purchase price. So €12,500 on €250,000.
It depends – Are you taking advantage of limits on pension/ cleared off loans and funded appropriately for children’s education funds? If so might be an option for some of a lump sum.
A Mortgage for €350,000 will cost typically €1,500 per month. Banks generally stress test by 20% so realistically €1,800 p.m. is a good amount to save.
The key thing to remember is you need to prove you can repay the mortgage. Having a savings record and capacity from your income is really important.
A Mortgage Advisor focuses on arranging your mortgage. They’ll assess your eligibility, compare mortgage products from lenders, and help you secure the loan.
A Financial Advisor looks at the bigger picture. We help you save for your deposit, plan your finances to afford repayments, understand the tax implications, and decide the best options for your long-term goals. We complement the work of a mortgage advisor by ensuring your overall financial plan is sound and we provide independent mortgage guidance and work with mortgage advisors without bias.
In Ireland, buyers usually require a deposit of 10% of the property price. Whilst there are government supports for certain types of properties it is generally a good habit for individuals. On top of this, you should budget for stamp duty, legal fees, surveys, and moving costs.
We help clients set up structured savings plans, maximise tax-efficient savings options, and cut unnecessary costs so you can build your deposit quicker. We give you best in class savings accounts including those with the various banks offering rates of 3% per annum interest.
Yes. The Help-to-Buy scheme and the First Home Scheme are designed to support first-time buyers in Ireland. We’ll explain how these work and whether you’re eligible.
Most banks lend up to 4 times your annual gross income, but this varies. Some exceptions allow higher multiples. We can help you assess affordability and ensure your mortgage fits within your financial plan.
Beyond your deposit, you’ll need to factor in stamp duty, solicitor’s fees, valuation and survey costs, moving expenses, and home insurance. These can add up to several thousand euro.
Yes. Mortgage protection is a legal requirement when you take out a mortgage on your private home. It is a life policy to cover the outstanding balance if you die during the mortgage term. We’ll help you secure cover at the best possible cost with maximum discount applied across all the providers in the market.
Most use a 3 year’s accounts averages out.
Yes they are but the shared equity scheme may include certain second time buyers.
Yes, You need a minimum of 2 years accounts.
Keep your cash. Building up cash gives you more opportunities.
Some charge an upfront fee but all get paid (typically 1% of the property value) from the bank the mortgage is placed with.
General rule of thumb is use 5% of the purchase price. So €12,500 on €250,000.
It depends – Are you taking advantage of limits on pension/ cleared off loans and funded appropriately for children’s education funds? If so might be an option for some of a lump sum.
A Mortgage for €350,000 will cost typically €1,500 per month. Banks generally stress test by 20% so realistically €1,800 p.m. is a good amount to save.
The key thing to remember is you need to prove you can repay the mortgage. Having a savings record and capacity from your income is really important.
