Financial Planning

How can we help?

Alpha Wealth is one of Ireland’s leading Financial Services Advisors. We help & advise individuals through their different financial lifecycles enabling them to live comfortably now, and in the future. Everyone should have a Financial Plan.

Learn Why

We can help you achieve your goals, whether it is to:

01

Save a Deposit for either your home or to purchase a new car.

02

Build & grow your Retirement pot. (Your Future Fun Fund)
Find Out How

03

Protect your family and income in the event of the unexpected.

04

Fund your children through college.
Find Out How

You will go through different Financial Life Cycles – No matter what stage of life you are in, we can ensure you make the most of your finances.

What makes us different?

We give people something that they have not experienced before.

Our staff have broad backgrounds of giving financial advice abroad (such as the UK) as well as over 60 years combined experience in Financial Services in Ireland.

Our advisors provide a fresh approach and we set our standards extremely high.

We work hard for all our clients to ensure that their finances are working most effectively. Whether you just need some tweaks to your arrangements or a Full Financial Review, as an independent advisors we can assist.

Book An Appointment Now

So what do you have to do?

The process is simple and straightforward.

  • Email: info@alphawealth.ie
  • We start by getting an understanding of what your objectives are – this normally takes 15-20 minutes either over the phone or in person.
  • We find out exactly what you have currently – The easiest way of doing this is by signing an authorisation and we go and get the information together for you from the various providers.
  • We will meet and review and make recommendations. If there are shortfalls or areas of improvement (which you are under no obligation to take) we negotiate best terms with over 15 product providers and implement plans on our client’s behalf.

The Benefits of Financial Planning

Everyone should have a Financial Plan.
Holistic Approach

A financial review takes the focus away from one product that you might require at a given time and instead guides you into assessing your current and future financial requirements as a whole

Greater Understanding of Direction

It provides direction and meaning to your financial decisions by allowing you to see how each decision made will affect another area of your finances, now or in the future. Financial Planning helps focus your mind on what you want to achieve rather than focusing on a short term need.

Priorities

A financial plan allows you to identify and priortize your needs and objectives, and maximize the efficiency of your affordability at the same time.

Risk Suitability

If you have savings, investments, or pension requirements, you will be guided through a risk assesment process which will help to assess your ability to tolerate risk.

Reviews

We encourage regular reviews so your changing financial needs and objectives are identified, and appropriate changes recommended to you. Reviews ensure you stay on track to meet your ongoing financial needs and objectives.

The Benefits of Financial Planning

Everyone should have a Financial Plan.
Holistic Approach

A financial review takes the focus away from one product that you might require at a given time and instead guides you into assessing your current and future financial requirements as a whole

Greater Understanding of Direction

It provides direction and meaning to your financial decisions by allowing you to see how each decision made will affect another area of your finances, now or in the future. Financial Planning helps focus your mind on what you want to achieve rather than focusing on a short term need.

Priorities

A financial plan allows you to identify and priortize your needs and objectives, and maximize the efficiency of your affordability at the same time.

Risk Suitability

If you have savings, investments, or pension requirements, you will be guided through a risk assesment process which will help to assess your ability to tolerate risk.

Reviews

We encourage regular reviews so your changing financial needs and objectives are identified, and appropriate changes recommended to you. Reviews ensure you stay on track to meet your ongoing financial needs and objectives.

Financial Life Cycle

Everyone will have different financial needs and objectives at different stages of their lives. In very broad terms there may be four different life cycle stages.

20s to 30s

Financial needs at this stage may be dominated by a need to fund a home purchase, through a combination of savings and borrowing. Savings needs tend to be short term.


Middle 30s to 40s

Savings & Investments needs may start to lengthen, for example, provisions for retirement may start. Surplus income starts to increase. Significant appetite for investment risk.


50s to 60s

Borrowing commitments may have been paid off. Increasing focus is on retirement planning and investing. Appetite for investiment risk reduces significantly.


Retired

Earned income ceases sustantially. Replacement pension income commenses. Estate planning will be important.