How can we help?
Alpha Wealth is one of Ireland’s leading Financial Services Advisors. We help & advise individuals through their different financial lifecycles enabling them to live comfortably now, and in the future. Everyone should have a Financial Plan.Learn Why
You will go through different Financial Life Cycles – No matter what stage of life you are in, we can ensure you make the most of your finances.
What makes us different?
We give people something that they have not experienced before.
Our staff have broad backgrounds of giving financial advice abroad (such as the UK) as well as over 60 years combined experience in Financial Services in Ireland.
Our advisors provide a fresh approach and we set our standards extremely high.
We work hard for all our clients to ensure that their finances are working most effectively. Whether you just need some tweaks to your arrangements or a Full Financial Review, as an independent advisors we can assist.Book An Appointment Now
So what do you have to do?
The process is simple and straightforward.
- Email: email@example.com
- We start by getting an understanding of what your objectives are – this normally takes 15-20 minutes either over the phone or in person.
- We find out exactly what you have currently – The easiest way of doing this is by signing an authorisation and we go and get the information together for you from the various providers.
- We will meet and review and make recommendations. If there are shortfalls or areas of improvement (which you are under no obligation to take) we negotiate best terms with over 15 product providers and implement plans on our client’s behalf.
Financial Life Cycle
Everyone will have different financial needs and objectives at different stages of their lives. In very broad terms there may be four different life cycle stages.
20s to 30s
Financial needs at this stage may be dominated by a need to fund a home purchase, through a combination of savings and borrowing. Savings needs tend to be short term.
Middle 30s to 40s
Savings & Investments needs may start to lengthen, for example, provisions for retirement may start. Surplus income starts to increase. Significant appetite for investment risk.
50s to 60s
Borrowing commitments may have been paid off. Increasing focus is on retirement planning and investing. Appetite for investiment risk reduces significantly.
Earned income ceases sustantially. Replacement pension income commenses. Estate planning will be important.