I spend my days showing people the money that can be saved by simple changes (without reducing benefits). These savings amount to thousands of euros over the course of the plans but yet a lot of people make do with the status quo. I think ironically the recession has a lot to do with this. Whilst we were all affected by it a lot of us have forgotten how to deal with things we can control in our everyday lives.
If you are a young person should you be worrying about pensions? The quick answer is – no. As an alternative of worrying, which solves nothing and causes bad health anyway, Millennials should plan.