With so many financial products available it can be difficult to compare all the options and make the right decision for you. If you are confused by what is on offer, it’s best to get professional financial advice.
You might consider getting financial advice especially if you are making long-term financial decisions, like:
The tax man, Iove him or hate him there is always a way to beat him and hold on to some of your hard-earned income. Firstly, incase you have forgotten about the tax deadline date, you could still reduce your 2016 tax bill and/or get a tax refund! I know pensions are not the sexiest topics in the world but nonetheless, there is an important tax deadline coming up on the 16th November. Pensions are a great way to beat the tax man, hold on to some of your hard-earned income and save that few quid for your dream retirement. A contribution towards a pension can still be used to reduce your 2016 tax liability and/or get you a tax refund. Critics have argued both sides of the argument and there seems to be blurring the line between tax evasion and tax avoidance. The former involves breaking tax rules and is, of course, illegal. The latter involves sticking to the rules but planning your finances carefully so you don’t pay more tax than you have to (and that’s why we’re here). If you were to ask me What’s the difference between tax avoidance and tax evasion? …. About 20 years.
I spend my days showing people the money that can be saved by simple changes (without reducing benefits). These savings amount to thousands of euros over the course of the plans but yet a lot of people make do with the status quo. I think ironically the recession has a lot to do with this. Whilst we were all affected by it a lot of us have forgotten how to deal with things we can control in our everyday lives.
Continue reading “Why are we more likely to divorce than change banks?”
Having just graduated from University as a twenty three year old I understand the importance of managing finances for the duration of your stay in college. Starting college, and indeed continuing your college career, is an exciting time in your life – leaving home, meeting new people, experiencing new things and furthering your education.
Your student experience can be as exciting and adventurous as you want it to be.
It means more freedom and more responsibility in terms of your studies, and also in terms of managing your money.
College life can be expensive if you allow it to be, but with good sensible budgeting practices, you can help keep your expenses to a minimum. Here are some tips to help you save money!
Continue reading “7 Top tips for Financial Planning for Student Life”
Well everyone seemingly has an opinion on this question and will give you a quick answer to it! Well that’s anyone with the exception of a Financial Broker, Alpha Wealth will not give you a quick answer to such an important question. This is because what you decide to invest in is not about going with fads or trying to pick a winner as you might in a horse race. Finding the best investment opportunities needs to be based on a very systematic approach and on your own particular circumstances. And that’s where Alpha Wealth will help you.
