How to get a Mortgage in 6 Simple Steps

  1. 10% of your own contribution towards the purchase price for first time buyers (20% for second time buyers etc)
  2. A demonstrated repayment ability through rent, savings and recent loan repayments that are now finished
  3. Set property goals realistically: Generally banks will only lend max 3 x times your annual gross salary/salaries
  4. Good current account operation and credit history
  5. Stable employment and a steady flow of income
  6. Suitable mortgage protection/Life Cover and home insurance to assign to the mortgage

 

Come speak to us to get mortgage ready and ensure you get a first time approval!

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