Saving tips this Christmas

Is it too early to mention the C word? That’s right guys, like it or not, the time has come for you to start thinking about ChristmasIt’s an expensive time of year but hopefully, we can help you get more bang for your buck after reading this blog.  One iconic quote that really resonates with me about Christmas, is from George Best who said ” I spent a lot of money on booze, birds and fast cars. The rest I just squandered. ”

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Why are we more likely to divorce than change banks?

I spend my days showing people the money that can be saved by simple changes (without reducing benefits).  These savings amount to thousands of euros over the course of the plans but yet a lot of people make do with the status quo.  I think ironically the recession has a lot to do with this.  Whilst we were all affected by it a lot of us have forgotten how to deal with things we can control in our everyday lives.

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Depos**ts are Making You no Money

€92,000,000,000 – wow that’s a big number. That’s the estimated amount of money Irish savers have on Deposit. To put that into perspective, the same amount of minutes equates to over 175,000 years!

And guess what…Deposit rates are at historically low levels, banks are offering deposit rates close to .35% so the key is trying to beat inflation to at least preserve your money. Envisage if it did better and you actually made some money? Inflation has averaged about 2% a year in Ireland.

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AIB Shares – have investors lost it?


Shares in the third largest European bank IPO since the financial crisis were over four times oversubscribed when they were sold last week. AIB’s listing on the main securities market has provided the Irish Stock Exchange (ISE) with the largest IPO in Europe in 2017.

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The Ups and Downs of my Career

Having graduated with a degree in Economics from the London School of Economics, I began my career in 1995 as an Investment Banker. Twenty two and full of confidence, I found that Investment Banking was a great platform to make a lot of money! I was moving hundreds of millions of Pounds/Deutschmarks & Lira between banks which thinking back was a huge responsibility for a 22 year old!! Having worked in some of the biggest Global Banks I found after 5 years it was not something I could envisage myself staying in long-term and lost the desire to continue. Continue reading “The Ups and Downs of my Career”